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Folio / Personal finance & planning

Your finances.
Your device.
Your control.

A private, local-first home for your financial life.

Record the everyday. Understand the bigger picture. Make room for the plans ahead — with your data on your own device.

Open source View source on GitHub

Windows x64 installer · Android APK

Folio dashboard showing the active account total and recorded income and expenses
Your financial records, brought into one view.
Record. Understand. Plan. Protect.

Real screens from Folio’s fictional example profile.

01 / Keep a clear record

The everyday,
in order.

Keep accounts, income, expenses, and transfers together. Use categories and filters to find what you need, with recurring schedules for the payments you expect.

Scheduled amounts are plans, separate from the transactions you record.

Folio transaction history in its light theme, with account and category filters
Accounts, categories, and a history you can revisit.

02 / Give the future some shape

A goal. A timeline.
A little perspective.

Plan savings goals, maintain debt records, and explore purchase scenarios using the figures and assumptions you enter.

Folio Goals showing emergency savings and home plans with projected monthly contributions
See the contributions and timelines behind your goals.
Folio Goals on a phone, showing combined goal demand and individual savings plans
Made for smaller screens, too.

Projections help you think through a plan. They’re based on your inputs and aren’t a promise of future results.

Folio Reports with monthly cash flow and category spending
A view across the months, and the categories within them.

03 / Step back and see

Patterns worth
noticing.

Review monthly cash flow and category spending in Reports. Health checks compare the figures you supply with targets you choose.

These are tools for understanding your records and exploring your plans, rather than a financial-advice service.

Private by design

Your records.
Your keeping.

Folio works locally with encrypted profiles. It doesn’t need a bank login or a cloud account.

Keep an encrypted backup somewhere safe outside the app. Export records as CSV when you need them elsewhere; CSV files are readable, so store them with care.

Folio currently uses Indian rupees (INR).

Make it your Folio

A clearer place
for your financial life.

Open source View source on GitHub

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